Calculators

Mortgage Calculators

Get an illustration of how much you could borrow based on your income, and estimate your monthly repayments on repayment or interest-only terms. Both are illustrations only — not offers.

You Could Potentially Borrow
£180,000
Property Price (with deposit)
£200,000
Loan-to-Value
90.0%
Illustration only — an adviser can give you an accurate figure based on a full affordability check.

These calculators provide an illustration only and do not constitute a mortgage offer or advice. How much you can borrow depends on a full affordability assessment, your credit history and the lender's criteria. Speak to one of our advisers for an accurate figure.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Optimum Mortgages is a trading name of The Mortgage Shop Barnsley LTD, authorised and regulated by the Financial Conduct Authority (FCA No. 450713).

Your home may be repossessed if you do not keep up repayments on your mortgage.

We are fee-free to you: we receive a procuration fee from the lender on completion, and we share part of it with you as cashback on every mortgage we arrange, including product switches. The cashback amount depends on the lender and loan size and is confirmed in writing before you proceed.

Think carefully before securing debts against your home. Tax treatment depends on individual circumstances and may be subject to change. We recommend seeking independent tax advice.

📞 Get Free Mortgage Advice